Roth IRA limit left for a single filer, 2019

This works out one number from the Roth IRA Income Limit figures published for 2019. Every amount it uses is below, with the document it was read from. What you enter is your own: this site has no way to check it, and the answer it produces is not a published figure.

Not the one you need? The same year also has roth IRA limit left on a joint return.

Phase-out start, single filers$122,000
Phase-out end, single filers$137,000
Annual IRA contribution limit$6,000

Effective 2019-01-01Source: Notice 2018-83 (IRS)Verified 2026-09-03

How it is worked out

The published maximum in full at or below the published phase-out threshold, nothing at or above the published amount where it is fully phased out, and in between the same share of the maximum as the share of the range your income has left to run. Rounded to the nearest cent.

It uses Annual IRA contribution limit, $6,000 and Phase-out start, single filers, $122,000 and Phase-out end, single filers, $137,000, published above.

Figures in this colour are computed from the amounts above. They are not published figures and no document states them.

Work it out

The live calculator needs JavaScript. The table below covers common amounts and is computed the same way.

Worked out for common amounts

Your modified adjusted gross incomeResult
0$6,000
100,000$6,000
160,000$0
250,000$0
How each figure was verified

Each number below was read from a stored copy of the document named beside it, and checked to occur word for word in the quoted sentence. The digest is of that stored text.

Notice 2018-83 (IRS)

Phase-out start, single filers
For singles and heads of household, the income phase-out range is $122,000 to $137,000
Phase-out end, single filers
For singles and heads of household, the income phase-out range is $122,000 to $137,000
Annual IRA contribution limit
The deductible amount under ยง 219(b)(5)(A) for an individual making qualified retirement contributions is increased from $5,500 to $6,000.
  • Fetched 2026-08-29T03:57:42.578Z
  • Verified 2026-09-03
  • Stored text sha256 445469576f1419e5dc040619c6f19bd0f76cdf5f8d8e8fc34e55879ff459e25a

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