2027 401(k) Contribution Limit
2027 401(k) Contribution Limit: not announced yet.
The IRS has not announced the 2027 401(k) contribution limits. The annual retirement plan limits notice usually appears in early November.
This page will carry the 2027 figures, with the document they were read from, once they are published.
Latest available: 2026
Until then, the newest 401(k) Contribution Limit figures on record here are for 2026. See the full 2026 page, with the passage each figure was read from.
Elective deferral$24,500
Age 50 catch-up+$8,000
Age 60 through 63 catch-up+$11,250
Effective 2026-01-01Source: Notice 2025-67 (IRS)Verified 2026-09-03