American Opportunity Credit calculator, 2024

This works out one number from the American Opportunity Credit figures published for 2024. Every amount it uses is below, with the document it was read from. What you enter is your own: this site has no way to check it, and the answer it produces is not a published figure.

Maximum credit$2,500
Expenses credited in full$2,000
Further expenses credited in part$2,000
Rate on the further expenses25%

Effective 2024-01-01Source: Publication 970 (2024), Tax Benefits for Education (IRS)Verified 2026-08-29

How it is worked out

The whole of your expenses up to the first published amount, plus the published rate on the next published amount after that, and never more than the published maximum. Rounded to the nearest cent.

It uses Expenses credited in full, $2,000 and Further expenses credited in part, $2,000 and Rate on the further expenses, 25% and Maximum credit, $2,500, published above.

Figures in this colour are computed from the amounts above. They are not published figures and no document states them.

Work it out

The live calculator needs JavaScript. The table below covers common amounts and is computed the same way.

Worked out for common amounts

Qualified education expenses for this studentResult
500$500
2,000$2,000
3,000$2,250
4,000$2,500
10,000$2,500
How each figure was verified

Each number below was read from a stored copy of the document named beside it, and checked to occur word for word in the quoted sentence. The digest is of that stored text.

Publication 970 (2024), Tax Benefits for Education (IRS)

Maximum credit
Maximum credit Up to $2,500 credit per eligible student
Expenses credited in full
100% of the first $2,000 of qualified education expen- ses you paid for the eligible student
Further expenses credited in part
25% of the next $2,000 of qualified education expen- ses you paid for that student
Rate on the further expenses
25% of the next $2,000 of qualified education expen- ses you paid for that student
  • Fetched 2026-08-29T02:43:00.669Z
  • Verified 2026-08-29
  • Stored text sha256 2f272593148c41cffb8d77ecb81e0d5ef17023af09eac668e98668ffcc4301a9

Every 2024 American Opportunity Credit figure · American Opportunity Credit in every year · Every calculator on this site

The same calculator for another year: 2026, 2025